# How to Avoid Impulse Spending When You Have ADHD Channel: How to ADHD Video: https://www.youtube.com/watch?v=r_3DR6jXzXM Duration: 5 min Language: English Words: 1070 Transcript page: https://viewrankai.com/tools/youtube-transcript/r_3DR6jXzXM --- [0:00] hello brains so you want to buy a thing only you totally didn't know that until you saw the thing it is a shiny thing oh my god I want the thing I'm buying the thing so impose spending is a thing which is probably why product like this even exist is giving it distracting everyone makes impulse purchases sometimes but for those of us with ADHD impulse spending can completely derail our financial well-being so I teamed up with Rena five a company that's dedicated to helping ADHD years not spend money they don't have to find out how to avoid complete financial ruin turns out there are a few risk factors [0:42] to be aware of when it comes to impulse bending being impulsive check the holidays check also being overwhelmed depressed stressed overtired feeling a sense of social obligation check check check check check oh God according to nerd wallet almost half of Americans say that emotions cause them to spend more than they can reasonably afford with stress excitement and sadness being the top emotions associated with overspending for ADHD brains that number is a lot higher we might think managing our finances is about managing our bank accounts but really it's about managing our emotions slowing down long enough to check in with ourselves or our budget or a buddy [1:18] before we buy awesome cool stuff like what's available right now in our Spreadshirt holiday store wait watch the rest of the video first then go look avoiding emotional spending can be pretty difficult but luckily ratified mate is this awesome ADHD the holiday Survival Guide it's free it's pretty and there's a link to it in the description but I wanted to go over a few tips from it now one make a holiday budget a lot of the time the reason we impulsively spend money is because we think we can afford to I saved up a thousand dollars for the holidays I can spend a thousand dollars on presents but [1:48] as Rena PHY points out it's not just the gifting budget we have to worry about many of us rarely think about things like Christmas cards and dinner parties the quality outfits and crafts with the kids making and checking in with a budget can help us see what we can actually afford once all of our expenses are taken into consideration but before we get scared by these numbers and decide to save money by hand making all of our presents - DIY responsibly ADHD years tend to be creative enthusiastic and the bit time blind so it's really easy for us to over commit to DIY projects if a project is [2:22] way outside our existing skill set or requires a lot of supplies that we can't really afford or if it just feels overwhelming this may not be the time to try it once you consider how much your time is worth and money from materials DIY is not necessarily cheaper I speak from personal experience here creative free gifting on the other hand or making things we do have the time and supplies to make can be great another option they suggest is to brainstorm a list of our talents and strengths and then assign a gift to somebody based on what they would enjoy that we would easily be able to provide [2:52] like a baking day where you bake grandma's cookies but again careful not to over commit it's great to get creative with presents let's use some of that creativity to make DIY doable finally 3 be where the impulse Monster when you're ready to shop make sure your basic needs are met just like it's not a good idea to go grocery shopping on an empty stomach you don't wanna go holiday shopping when you haven't slept or taking your meds or whatever your self-care is make sure you've done it then if you're still tempted to spend money you didn't intend to check in with yourself why am I here at the store how [3:22] do I feel do I need this do they need this what happens if I wait to buy how will I pay for it where will I put it if you're shopping online consider leaving something in your cart or on a wish list for 24 hours just to make sure you actually want to buy it for large purchases maybe check in with a friend or your partner first basically find ways to slow down and then have fun we don't have to be perfectly financially responsible and it's probably unreasonable to expect ourselves to be we still have ADHD we're still impulsive we're still gonna be generous sometimes when we maybe can't afford to be but we [3:53] know it's a present that loved but taking the time to check in with something before we buy can help us make the financial decisions we want to make not the ones the advertisers do because you know they're good at their job it's totally possible you and I will totally forget everything rent if I just taught us the first time we hear a jingle urging us to buy something we definitely suddenly can't live without so I wrote a jingle of my own em buying things better when you know with cash you want to spend don't let the impulse monster win before you check out check in again in sing it [4:26] with me this time so we actually remember it fine things better when you know with cash you want to spend don't let the impulse monster win before you check out check in that's it for this episode hope you found these tips helpful check out the holiday financial workbook in the description below and check out ratify calm for more info on how to manage your finances when you have ADHD yeah you made it through the video you can go check out our shop now just remember before you check out check in thank you to my brain board and all my patreon brains for giving me the best [4:55] gift ever the ability to do what I love like subscribe jingle the bell and I will see you next video bye means fine things better when you know with cash you want to spend don't let the impulse monster win before you check out check in [Music] --- About this transcript Read from YouTube's own caption track and laid out by ViewRank AI (https://viewrankai.com). 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